Integrity Financial Service, LLC
Integrity Financial Service, LLC specializes in providing planning and guidance for those who are seeking a better lifestyle in retirement. Whether you have a retirement nest egg of five million or $50,000, we can help you make sure it works as hard and as smart as you did in earning and saving it. If you're typical, your retirement could last as long as 30 years, and you cannot afford to make mistakes with your retirement money and run the risk of ruining your lifestyle during your leisure years. We have helped thousands of individuals and couples at all economic levels to enjoy a worry-free retirement knowing that their money is safeguarded, working hard and smart, and ready for them when needed.
There is no one "best place" to put your retirement money because each individual and couple has unique requirements, different tolerances for risk, and needs their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. In order to make sure your money is in the "best place for you," your unique circumstances must be considered. This is where we can be of service.
The two most common money mistakes the retirement-minded makes are (a) putting all their retirement assets in short-term savings places and (b) unknowingly taking risks they can't afford. If you have your retirement money in highly liquid places that allow you access immediately, you're paying a dear price for liquidity you don't need. Not all of your retirement money will be required at the same time; therefore, you may need to space your investments so they come due when needed yet retain enough flexibility to take care of an emergency should one arise. Far too many people have all their retirement money in the "market" and are exposed to the risk of principal loss. Indeed, some of your money needs to be in short-term places that give you access without penalty. Some may be able to afford the market risk with some of their retirement money, but too much in either place is generally an evil plan.
We can help you deploy your retirement money properly - meeting your liquidity needs and making sure your risk is suitable while helping you strike a proper balance between the short-term and the longer-term maturities. We can also assist you in ensuring you are paying only your fair share of taxes and not one more. Additionally, with our help, the income from your retirement money, pension (if you have one), and your Social Security can be perfectly coordinated to assure you a worry-free retirement without fear of running out of money in your lifetime.
We're very hopeful for an opportunity to discuss your retirement plans so you can learn firsthand how we can be of benefit. There is no cost or obligation to talk with us by phone or meet to discuss your circumstances and your retirement plans. If we can't be of service, you will at least have the comfort of knowing that you have consulted with a knowledgeable professional about the most important financial decisions in your life. It is very important for you to get retirement "right" because there is no second chance. We look forward to working with you soon to help you lower your stress and worry over your retirement years.
Integrity Financial Service, LLC
185 44th St. SW
Grandville, Michigan 49418
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